Friday, December 10, 2010

Work Accident Compensation | How to Claim your Compensation due to Injuries

A work accident claim is a compensation for any injury you probably have experienced as an outcome from an accident at work.  If you had an accident at work, it is necessary for you to know what you can recompensed and the process of how to make a claim. You can get compensation for financial losses ( lost income, Medical expenses, travel expenses etc),  Pain and suffering ( physical and phsycological injuries ), interest and legal expenses. This is a few  procedures to make a work injury compensation claim

Work Accident Claim Letter

Write  your name, address, and national insurance number ( UK ) or Social security number (US). Then you should briefly described how precisely the accident happened. Don’t forget to write the reason why you think your employer responsible and described what law that support your claim. You should fully explained the physical  and the pshycological injuries you got from the accident. Then Go on describe your monetary expenses and any ongoing finances as a result from your injuries. It’s very important to  prove that your employer fully responsible for any injuries you got from that accident. This can be done with a help of  professional work injury lawyer, specialized in represent clients making a claim and provide  legal advices about it.  They can access the records of your employer. There are different records which include;
•    Accident book entries – provide a description of accidents as well as other similar accidents
•    Reports - these include investigations by your employer as well as any meetings to discuss the incident
•    Health and Safety Reports – these reports are made when you are absent from work  for more than 3 days as an outcome of your injuries. Your employer must report the circumstances of your accident, and documents will be produced as findings and detailing the causes of the accident.

Bring your work accident claim to the court
If you are not succeed making a compensation claim with your letter, the next thing to do is bring your Work accident claim to court). To go through with this you must complete certain documents as well as paying a court fee and providing the courts with a medical report.
With all this information I think you will be ready to make a compensation claim. Note this. you have 3 years to make a work accident claim from the date of the accident and you should not hesitate to make a claim if you have experienced work injury as your employer should be insured by an insurance company.

Thursday, December 9, 2010

work accident lawyers | the advantage of no win no fee compensation claims

Accident at work may happen in anytime an anyplaces in your workplace. You would’nt know what kind of accident at work would happen to you until it happen.  If you have had an injury at works, which was not  your mistake or error. Don’t be hesitate, you should file a compensation claim to your employer. The injury you had may be a physical injury or it may a pshycological injuries, both are entitled of compensation. The amount of compensation that people get from work injury compensation claim will be based on the damage they had from the accident.

The main concern that people who willing to make compensation claim is the financial matter. How much money they should waste to pay the services of work  accident  lawyers. Of course with the risk that their claim will be rejected, and they will get nothing plus they have to pay the lawyer services. This main concern make some people think twice.

If you one of those people, don’t worry, there are a lot of lawyers that provide their services with no win no fee basis. The benefit is you don’t have to pay their services if you lost your compensation claim, you only pay them if you win your claim. This is why a 'No Win No Fee' arrangement is beneficial as it allows the costs to be offset until you win your case. the other benefit is the no win no fee lawyers will put all their effort to win your claim so that they will get paid if you win.

If your lawyers made it and you have won the claim, the award of damages will be done by the Courts or the insurers of the losing party. The overall setup of the 'No Win No Fee' accident compensation service has become a big success and continues like that. This has allowed all types of clients who couldn’t effort  to  paying legal fee to keep on claiming their compensation. 

Most of workers, who have had an accident at work,  will pass their chance to claim for compensation because they are afraid to lose job. The no win no fee lawyers will explain to you, that you can claim a compensation without ruin your career. Most of company, probably the company that you are working now, nowadays, has been insured by an insurance company. So the one who will pay you is the insurance company not your employers.  In making a compensation claim, company  may legally be forced to introduce new safety procedures. Not only will this stop the incident from happening again to you, but you'll also be ensuring your colleagues don't suffer the same fate.

Hence, you don’t need to feel  wrong   to get your work injury compensation claim. It has been your company duty to make sure the safety to prevent you from work injury.

Accident at Work compensation|Claim compensation advice

If you are a worker, and some accident happened with you at works you have a right to claim a compensation to your company. It's been their obligation to give you a compensation. Sometimes it's difficult to claim it due some company has very strict policy when it came to work related accident claim. but pay attention, you have the right. If you don't use it, then it will be your loss.

How you make your compensation claiming process easier?? Pay attention!

You should get medical attention and advice from doctor.
This is a must. Make this as your highest priority. When you  injured at work, no matter how little injury you had, go to he doctor. some little injury cause big impact in the future especialywhen it hit your vital organ. small injury like a back injury, could be fatal in long term, but can also give you a compensation.

Report your accident to your employer and record it in the employer's accident book
 you have to report your work accident injury as soon as possible after the accident even if your injury is minor. If you neglect to make the report you will  lose workers compensation benefits. When you report it to your employer, make sure you include a medical report that includes a statement that the injury was sustained in work accident

Collect all evidences and detail of witness
 Ask some of your co-workers who watch the accident to verify your report. an in the worst scenario to testify for you. if you have to sue your company.

Look for a help and legal advices from work injury lawyer
 Make sure this is the last effort you do if your company seems doesn't approve your claim. since some company have their own consideration. when you go to work injury lawyer, ask his help or his advice, and hire him. when you hire him, and continue your claiming process, and in the worst scenario you have to sue your company, note this, maybe you worry there will be a possibility that you'll lost your job or your career won't go anywhere. But dont be afraid, In the case of a workplace injury there are laws that will protect you against any discrimination from your employer and any other unfair treatment as a result of making a claim. in fact some employers will ask for it to help improve their workplace policies. Since there is a risk that you will fail your compensation claim, make sure you hire a no win no fee lawyers. 
 You should hire an experienced work injury lawyer to get the best  suitable amount of compensation. By making the claim under no win no fee agreement for claiming compensation you will be benefited because  you need not pay to the lawyer if your case is lost. 

Making a compensation claim is not about take a personal revenge since you got injured but rather it is make sure that you don't need to bear the cost of any recovery or other injury as a result of you company's negligence or failure to accommodate you with a safe and secure environment to do your job.



Monday, December 6, 2010

Work injury prevention: The basic concept of safety and health in the workplace


The two biggest things that cause work injury are: unsafe behavior and unsafe environmental conditions, based on data from the Bureau of Manpower Training, the cause of injury that have occurred so far are caused by unsafe behavior as follows:
1. reckless and careless
2. does not comply with regulations
3. not follow standard work procedures.
4. not wearing protective equipment
5. weak body condition
Percentage of the causes of workplace injury is 3% due to reasons that can not be avoided (such as natural disasters), other than that of 24% due to the environment or equipment that do not qualify and 73% due to unsafe behavior. An effective way to prevent injuryis to avoid the occurrence of five unsafe behaviors mentioned above.


Therefore, appropriate measures should be taken to labor and equipment, so that workers have the concept of occupational safety and health in order to prevent accidents.

If so, education of health and safety in workplace is very important. The goal, among others, to protect the health of the workforce, improve working efficiency, prevent the occurrence of workplace injury and diseases. Here are various safety and health  tips at work:

   1. Anticipating the existence of the causes of hazards and take preventive earlier.
   2. Understanding the types of hazards that exist in the workplace
   3. Evaluating the level of hazard in the workplace
   4. Controlling the occurrence of danger or complications.

Related to safety, hazardous factors are most commonly found include:

1. Type of chemical hazard: inhalation or the occurrence of contact between the skin with a liquid metal, liquid non-metal, hydrocarbons and ash, gases, vapors, steam, smoke and poisonous dew.

2. Type of physics hazard: environmental hot and cold temperature, environment radiating ionizing and non ionizing radiation, noise, vibration and air pressure is not normal.

3. Dangers that threaten humans due to the type of project: lighting and lighting that is less, the danger of transportation, and hazards posed by the equipment.

As for how to control health Safety hazards are:

1. Technical Control: changing work procedures, closing isolating hazardous materials, using the automation of work, using wet workings and ventilation air turnover.

2. Administrative control: reducing the exposure time, arrange health and safety rules, wearing protective equipment, installing warning signs, make a list of data safe materials, conducting training of emergency handling system.

Under the Labor Protection Law and Acciden
t , The employers should enlisted his worker to insurance program to ensure the work safety. If there is work-related injuries happen to the employees, the company should give them a work injury compensation. If not they can face a law suit from the employees. Mostly, the employee that not happy about the compensation policy that company has related to work injury, will go to a lawyer. In this case, work injury lawyers who will represent the employee’s right to  claiming compensation .

Wednesday, December 1, 2010

to reduce the risk of injury at work with this simple program

In the 21st century is all the nation can not be separated from the process of industrialization. Indicators of success of the industry is very dependent on the quality of productive employment, healthy and quality. We take the example of the construction industry, which is the activity in the field, has a complex phenomenon involving the behavior and safety management. In the heavy construction industry accidents at works five times higher than manufacturing-based industries.

Construction and maintenance jobs have the nature of natural hazards. Therefore hazard problems should be placed in the first place safety and health programs. In most countries, safety in the workplace are still apprehensive. As in Indonesia, the average worker productive age (15-45 years) died caused by accidents at work. In fact safety standards in Indonesia, the worst compared with other countries in Southeast Asia.

Accidents, can not be predicted, can not be avoided so as not to be anticipated and unintended interactions. Based on the cause, the occurrence of accidents can be categorized into two, namely the direct and indirect.
The accident indirectly caused consists of environmental factors (unsafe chemicals,physical conditions and mechanical) and human factors (more than 80%).

In most cases accidents are caused by lack of knowledge and training, lack of supervision, complexity and diversity of organizational sizes, all of which affect the safety performance in the construction industry.

The workers will be depressed in the work when the time provided for planning, implementing and completing the work is limited. Human and workload and the factors in the work environment is a unity that can not be separated, which is called dynamic balance wheel.

To prevent such problem at work, there are few things that can be done so that the workers remain productive and get a guarantee of safety protection, namely:

1. The medical examination prior to employment (candidates) to determine whether prospective employees are matched with his new job, both physically and mentally.
2. Periodic health examination / test, ie to evaluate whether the underlying factors that have led to disturbances in workers
3. Education about health and safety is given to workers so that they remain continuously vigilant in the work.
4. Provision of information about regulations that apply in the workplace before they begin the task, the goal for them to cooperate.
5. Use of protection at work
6. Isolation of hazardous operations or processes, such as the mixing process hazardous chemicals, and operation of the machine that is very noisy.
7. Setting the local ventilation.
8. Substitution of more hazardous materials with materials that are less harmful or not harmful at all.
9. Procurement of general ventilation to draw air into the workspace as needed.

It can be concluded that the worker as a resource in the construction work environment must be managed properly, so as to spur high productivity. The desire to achieve high productivity should be concerned about safety, such as ensuring that workers are in safe working condition.

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